Which one should you pick?
Pick PortfolioPilot if
You want financial planning: retirement and scenario modelling, tax-saving and fee optimisation across all your accounts, real estate and private assets in one net-worth picture, or a quarterly call with a human.
Pick Vestiio if
You are a self-directed investor who wants the securities you own understood: AI chat on every paid tier, opinionated scoring, material news on your holdings, and 13F fund tracking. Also if you prefer software that analyses and leaves the decisions to you.
Feature by feature
| Capability | Vestiio | PortfolioPilot |
|---|---|---|
| Weekly research on your own standing questionsVestiio: three personal Scouts on Premium, with retained research history and sourced findings when something changes. House Scouts are available on every plan. PortfolioPilot documents portfolio alerts and AI research, including monitoring cash, fees, and tax opportunities. An equivalent standing-question workflow was not verified in the official sources reviewed on 16 September 2026. | ✓ | Not verified |
| Portfolio tracking and performance | ✓ | ✓ |
| AI on your own portfolioVestiio includes it on every paid tier from $19. PortfolioPilot is limited at $29 and unlimited at $99 | ✓ | ✓ |
| Whole net worth, including property and private assets | — | ✓ |
| Retirement and scenario planning | — | ✓ |
| Tax and fee optimisation | — | ✓ |
| 1:1 expert callPortfolioPilot Pro only | — | ✓ |
| 13F fund tracking | ✓ | — |
| Private, invite-only leaguesA public community or ranking is common. This row is about invite-only leagues among people you choose | ✓ | — |
| Swiss data residencyApplication data hosted in Switzerland. Their hosting is their own to state; this row is only about ours | ✓ | — |
Where PortfolioPilot is stronger
- Covers your whole net worth, real estate and private assets included, alongside listed securities.
- Genuine financial planning: retirement modelling, scenario simulation, and cash-flow analysis.
- Tax-saving and fee-detection work that Vestiio deliberately does not attempt.
- A human quarterly call on the top tier, which no amount of software replaces.
Where Vestiio is stronger
- Scouts revisit your investment questions every Sunday, retain research history, and surface meaningful changes with source quotes and links. Premium includes three personal Scouts; house Scouts are available on every plan.
- AI chat on your holdings comes with every paid plan from $19, on the same terms on each plan.
- 13F Fund Explorer, which PortfolioPilot does not offer at any price.
- V-Score and ETF Rating as opinionated, thesis-aware scoring.
- Portfolio Radar: news about your holdings, with AI marking which stories are material.
- It analyses and informs and leaves every decision to you, which keeps it clear of investment advice.
- A share page in percentages, so others see how you invest without seeing how much you have.
- A month-by-month activity record on that page: what you bought and sold, how your thesis changed, and a written summary of the month.
- Swiss-hosted, with portfolio contents never used to train models.
Pricing
Vestiio
| Plan | Price | Includes |
|---|---|---|
| Basic | $19/mo | 1 portfolio, $190/yr |
| Pro | $39/mo | 2 portfolios, $390/yr |
| Premium | $59/mo | 5 portfolios, $590/yr |
Extra portfolios are $10/mo each. Basic may add one; Pro and Premium up to ten. No free tier. A 14-day Premium trial with no card needed lets you try it on your own portfolio before paying.
PortfolioPilot
| Plan | Price | Limits |
|---|---|---|
| Free | $0 | Net worth tracking, planning |
| Gold | $29/mo | $20/mo annual. AI assistant, limited |
| Platinum | $99/mo | $49/mo annual. AI unlimited, AI equity research |
| Pro | $149/mo | $99/mo annual. Quarterly expert call |
PortfolioPilot pricing last verified 2026-09-09 against their own pricing page. Check it before relying on the figures.